Under contract-accepting backup offers. VR tour available. **CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a nearly complete new construction home with a pool and spa already in the ground, in the Shamrock Shores community of Englewood. This never-occupied 4-bedroom, 3-bath residence with a dedicated office offers 2,660 square feet on a split-bedroom, open-concept plan, plus a 3-car garage and paver driveway. The block and stucco structure, shingle roof, windows, and doors are complete, and much of the interior is already in: navy shaker cabinetry, quartz counters with a waterfall island, glass mosaic backsplash, marble-look porcelain tile throughout, tray ceilings, and fully tiled showers. The primary suite has two walk-in closets, and a separate guest suite with its own bath sits on the far side of the plan. Remaining work includes HVAC, water heater, appliances, plumbing trim, pool and lanai finish, landscaping, and final inspections. Flood Zone X, so no flood insurance required. Minutes to Englewood Beach, Boca Grande, boating, golf, shopping, and dining. Priced accordingly and sold As-Is by the REO seller. Cash offers only.