Don't miss this opportunity to lock in a low-rate assumable FHA loan — a rare advantage in today's high-interest market! This charming 4-bedroom, 2-bath home is nestled beneath magnificent mature oak trees on a spacious lot, offering the kind of shade, character, and curb appeal that money can't buy. Step inside and imagine the possibilities — the flexible floor plan features a dedicated dining room that can adapt to your lifestyle, plus a versatile den currently configured as a 5th bedroom, perfect for guests, a home office, or playroom. Enjoy your morning coffee or unwind at the end of the day in the cozy sunroom overlooking the large, lush backyard. The big-ticket item is already done — a brand-new roof installed in 2025 means peace of mind from day one. The home is ready for your personal touch with updated flooring and cosmetic improvements that will truly make it your own. Priced to reflect the updates needed, and with that assumable loan, your buying power goes further here than almost anywhere on the market. Sweat equity meets smart financing — schedule your showing today!