TURNKEY GULF ACCESS POOL HOME WITH SOUTHERN EXPOSURE & WIDE CANAL VIEWS. Welcome to 2926 SW 38th Ter, a beautifully maintained 3-bedroom, 2-bath waterfront home located in the highly desirable Surfside neighborhood of Cape Coral, surrounded by multi-million-dollar properties. Offered fully turnkey, just move in and start enjoying the Florida lifestyle! This home features a metal roof, paver driveway and walkways, and lush, mature tropical landscaping that sets the tone from the moment you arrive. Out back, enjoy southern exposure overlooking an exceptionally wide 160-foot canal, providing stunning water views, abundant sunshine, and true Gulf access boating. The private dock includes a boat lift with canopy, making it easy to keep your boat right at home. Inside, the open living area showcases vaulted ceilings and pocketing sliders that lead directly to the screened lanai and pool, creating seamless indoor-outdoor living. The updated kitchen features granite countertops, stainless steel appliances, tile backsplash, crown molding, a pantry, and plenty of storage, ideal for both everyday living and entertaining. There is also a dedicated laundry room with laundry tub. The primary suite offers peaceful water views, pocketing sliders to the lanai and pool, a walk-in closet, and an updated ensuite bath with dual sinks and a tiled, glass-enclosed shower. The guest bathroom also serves as a pool bath, perfect for guests and outdoor entertaining. The home comes equipped with storm shutters, and it is NOT IN A FLOOD ZONE. With a screened pool, covered lanai and patio space, Gulf access canal, and an unbeatable Surfside location close to dining, shopping, and everything Cape Coral has to offer, this home delivers the complete Southwest Florida waterfront experience.