ASSUMABLE 3.125% MORTGAGE AVAILABLE TO QUALIFIED BUYERS! This exceptional financing opportunity, subject to lender approval, could offer significant savings compared to current market interest rates. Welcome to this beautifully maintained, one-owner home built in 2021, offering 2,248 square feet of thoughtfully designed living space in a desirable deed-restricted community. This spacious two-story residence features 4 bedrooms, 3.5 bathrooms, and a versatile upstairs loft that can be customized to fit your lifestyle as a home office, media room, playroom, fitness area, or additional living space. The open-concept floor plan is ideal for both everyday living and entertaining, with durable tile flooring throughout the entire first floor. The staircase, loft, and all upstairs bedrooms feature attractive luxury vinyl flooring, creating a seamless and modern look throughout the home. All four bedrooms are conveniently located upstairs, along with the laundry room, providing both privacy and functionality. The spacious primary suite serves as a relaxing retreat and boasts an exceptionally large walk-in closet with abundant storage space. Three additional bedrooms and well-appointed bathrooms offer plenty of room for family, guests, or flexible living arrangements. Step outside to enjoy the fully fenced backyard, perfect for pets, outdoor gatherings, gardening, or simply relaxing in your own private outdoor space. The home's location within the community is especially convenient, with close proximity to the community pool and mailboxes. Residents enjoy the benefits of a deed-restricted neighborhood with a low monthly HOA fee and access to community amenities, including a sparkling pool. Ideally situated near shopping, restaurants, and everyday conveniences, this move-in-ready home offers the perfect combination of modern construction, thoughtful design, and an outstanding location. With its desirable floor plan, stylish finishes, one-owner history, fenced yard, convenient community location, and the rare opportunity to assume a 3.125% mortgage (subject to lender approval), this home presents an incredible value and a unique opportunity in today's market. Schedule your showing today and discover everything this exceptional home has to offer.