NO HOA, 90 FT MANATEE RIVER FRONTAGE AND DIRECT GULF ACCESS! Welcome to this turnkey furnished, 4BED/3BATH, urban, waterfront, classic Florida BLOCK CONSTRUCTION home tucked away on a quiet CUL-DE-SAC! A one-of-a-kind, absolute must-see gem with breathtaking sunsets, PET FRIENDLY, FULLY FENCED YARD. Avid boaters will appreciate the water location, new seawall, private composite dock, TIKI BAR, and BOAT LIFT. There's also a detached shed and RV PARKING with 30-amp hookup. This roomy, rambling, waterfront ranch layout offers a perfect floorplan for a lucrative fisherman's Airbnb, guests, or multi-generational living. Three bedrooms provide private entrances. The private 4th bedroom includes an ensuite bath and its own entrance, ideal for guests seeking privacy. The Sunroom, Office and open air/undercover patio full views of the Manatee River and downtown skyline equipped with a 2nd fridge, A dual-entry covered breezeway with wrought iron screen doors welcomes you inside to a comfortable living/kitchen combo with granite countertops, a pot-filler at the stove, and a spacious breakfast bar. A hidden pocket door can separate the two bedrooms, bath and office on the south side of the home, providing additional privacy if needed. The home offers unique, vintage, mid-century touches such as the built-in bookcases, cupboards, cedar closet, tongue & groove pine ceilings in bathroom, a wet bar just off the kitchen, along with a large laundry room, interior workshop/storage area equipped with a deep freezer, and a pre-plumbed steam-shower space. Several split units control energy-efficient, individualized and customized temperature and comfort throughout the home. Plus, a full-size outdoor antenna can stream those local TV channels in the event of an internet/cable outage. Centrally located within 3 miles to Downtown Main Street, Manatee Memorial, Twin Dolphin Marina, Pier 22, Manatee Players Theater, Central Library, and Bradenton Riverwalk. This is an exceptional opportunity that cannot be duplicated, with flexible living spaces, one-of-a-kind sunset views, this home offers a rare blend of comfort and versatile Florida waterfront living.