Live the coastal Florida lifestyle at its best! This ready-to-build lot at the end of 106th St W offers nearly 10,000 sq ft with platted zoning that allows for either a single-family home or conversion back to its original duplex designation—perfect for personal use, multi-generational living, or income-producing potential. Enjoy deeded water access with a private boat ramp, and full freedom with no HOA, no deed restrictions, and short-term rentals allowed. Just minutes to IMG Academy and under two miles to the Cortez Bridge leading to Anna Maria Island and Longboat Key. Located directly across from Peninsula Bay, a planned 359-acre waterfront community featuring a marina, public boat access, nature trails, and 90,000 sq ft of retail and dining. Bring your building plans—or work with our trusted local builder who has experience designing both custom homes and duplexes on nearby lots. Seller may consider short-term owner financing while you finalize permits.