Great POOL home opportunity in Bartow with no HOA or CDD! Built in 1959, this unique home offers 4 bedrooms, 3 bathrooms, a 3-car garage, 2,932 square feet of living space, and sits on nearly a 1/2-acre lot with a screened lanai and in-ground pool. Step inside to a spacious living room that flows seamlessly into the dining room and kitchen. The kitchen offers ample cabinet and counter space along with views of the backyard oasis. Just off the kitchen is a generous family room with sliding glass doors leading to the covered patio, screened lanai, and pool area. Adjacent to the family room is an oversized 20x20 bonus room complete with a full bathroom, making it an ideal space for a guest suite, home office, game room, or additional living area. Between this space and one of the secondary bedrooms is a bonus room/closet offering exceptional storage or flexible use. The secondary bedrooms are located the opposite side of the home nearby and share a full bathroom. The private primary suite is situated here also and features its own full bathroom with a vanity and tub/shower combination. Great central location with easy access to I-75, shopping, dining, and everyday essentials. FHA financing is available (I-insured). FHA 203k loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD - Housing of Urban Development. "All properties sold 'as is' without any guarantee or warranty by the seller". All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 15-day owner occupant first look period.